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    Home » Recipes » Loaf Cakes and Quickbreads

    Chocolate Chip Banana Bread

    By Erin Clarkson on Aug 24, 2022 (updated Apr 7, 2025)
    5 from 27 reviews
    31 community comments
    This post may contain affiliate links.

    Jump to Recipe

    Chocolate Chip Banana Bread is super easy to make. It is soft, moist, and filled with chopped chocolate chunks and topped with a chocolate streusel. This will be your new favourite twist on a classic homemade banana bread recipe!

    slice of banana bread on wire rack

    Hi hi! Just popping in to share this recipe for chocolate chip banana bread. I love making banana recipes as I often have old bananas hanging around that need using up. I love the texture and sweetness that they add. I will often make a batch of my vegan banana muffins as they are so quick and easy, but I often also turn to my super easy, moist banana bread recipe too, which is, in my opinion, the best banana bread recipe.

    I decided that it was time for a wee twist on the classic - enter this easy chocolate chip banana bread recipe! This recipe is pretty similar to my classic banana bread recipe, with a few tweaks to help accomodate a hefty dose of chocolate, and a super delicious chocolate streusel topping. So if you are after something a wee bit different, a banana bread with chocolate chips - I got you!

    end shot of baked banana bread

    Tricks for a super moist banana bread recipe

    Here are a few tips and tricks for super moist banana chocolate chip bread:

    • Don't over mix your batter. This won't directly impact the moisture as such, but it means the crumb will be a little tight from the formation of the gluten, so affects the texture.
    • Yogurt banana bread recipe - adding greek yogurt to baking recipes helps with the moisture without making the batter too loose. I lean on this trick quite often. You can also use sour cream if you do not have any greek yogurt.
    • Use super ripe bananas - ideally, the best bananas for banana bread should be almost black. Spotty ones are fine in a pinch, but that really rich banana flavour and moist texture is helped along by nice ripe bananas (and a high ratio of banana : ingredients in this recipe)
    • Don't over bake. Over baked banana bread can mean that it is a little dry, so try to avoid this if you can. If the streusel is looking like it is getting dark before the bread is done, you can pop some foil over the top to stop it from burning. Use a skewer or a toothpick inserted into the bread to check for doneness - it should come out clean or with a few moist crumbs attached.
    sliced up banana bread

    Frequently Asked Questions

    What tools and equipment do you use?
    You can find a full list of the tools and equipment I use on my products page

    How do you store banana bread?
    You can either store banana bread wrapped in plastic wrap, or in an airtight container at room temperature for up to 4 days.

    How to ripen bananas
    The quickest way to properly ripen bananas is to place them into a paper bag with other fruit such as an apple - the ethylene gas produced helps to ripen them (bananas produce a lot too so they work great for ripening avocados etc). In a pinch, you can also microwave bananas, which doesn't technically ripen them, but it will get them soft enough for baking. Often I just go for the banged up ones at the grocery store if I am in a pinch though! If you notice your bananas are going too ripe before you need to use them, you can store them in the refrigerator until you are ready to use.

    How to use frozen bananas
    If you want to make banana bread with frozen bananas, defrost them at room temperature, then discard the liquid, and use the weight of banana called for in the recipe.

    baked loaf of banana bread

    ❤️ Made this recipe and love it? ❤️

    I would LOVE for you to leave me a review and star rating below to let me know how you liked it! Also, please make sure to tag me on Instagram!

    Answers to your baking questions

    Over the years, many of you have asked me questions about:

    • baking in grams
    • adjusting oven temperatures
    • what kind of salt to use
    • and many more!

    I've curated and answered them all for your easy reference in this frequently asked questions post!

    Print
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    banana bread on wire rack

    Chocolate Chip Banana Bread

    5 Stars 4 Stars 3 Stars 2 Stars 1 Star 5 from 27 reviews
    • Author: Erin Clarkson
    • Prep Time: 15 minutes
    • Cook Time: 70 minutes
    • Total Time: 1 hour 30 minutes
    • Yield: One Loaf
    • Category: Banana Bread
    • Method: Baking
    • Cuisine: American
    Print Recipe
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    Description

    Chocolate Chip Banana Bread is super easy to make. It is soft, moist, and filled with chopped chocolate chunks and topped with a chocolate streusel. This will be your new favourite twist on a classic homemade banana bread recipe!


    Ingredients

    Scale

    Chocolate Streusel

    • 80g all-purpose flour
    • 35g raw / turbinado sugar (or use white sugar)
    • 35g brown sugar
    • 10g cocoa powder, sifted
    • Pinch of salt
    • 60g melted unsalted butter, cool (melt and the re-weigh to check you have enough)

    Chocolate Chip Banana Bread

    • 420g over ripe bananas (weight is flesh of bananas only, not including skin)
    • 70g full fat greek yoghurt or sour cream, at room temperature
    • 100g unsalted butter, at room temperature (salted is fine, just reduce the quantity of salt in the recipe)
    • 80g granulated sugar
    • 120g light or dark brown sugar
    • 2 large eggs (about 100g without shell), at room temperature
    • 1 tsp vanilla bean paste or vanilla extract
    • 235g all-purpose flour
    • 5g salt
    • 1 tsp baking soda
    • 150g dark chocolate, finely chopped (I used 72%), or chocolate chips of your choice


    Instructions

    CHOCOLATE STREUSEL 

    1. In a medium bowl, combine the flour, turbinado sugar, brown sugar, cocoa powder, and salt. Add the melted butter and mix with a spatula until incorporated and the mixture forms clumps. 
    2. Set aside until ready to use. 

    CHOCOLATE CHIP BANANA BREAD

    1. Preheat the oven to 350°f / 180°c. Grease a 9"x4" (23cm x 10cm) loaf pan with butter or baking spray and line with a piece of parchment paper with the edges extending over the sides to form a sling (see notes on alternative pan sizes). You can clip the parchment down to make adding the batter easier but take the clips off before baking or you will bake them into the banana bread.
    2. Add the over ripe bananas and greek yoghurt to a medium bowl. Either using a handheld stand mixer or a fork, mash the bananas until fairly smooth and the yoghurt is incorporated. 
    3. In a large bowl, cream together the butter, sugar, and brown sugar until light and fluffy. Add the eggs one at a time, mixing until well incorporated. Add the vanilla and mix to combine.
    4. Add the banana and yoghurt mixture to the bowl and mix until incorporated. 
    5. Combine the flour, baking soda, and salt in a medium bowl  (I quickly wipe out the banana bowl and use it for the dry ingredients but use a new one if you like). Add to the wet ingredients and mix until just combined, then add the chopped chocolate and mix to combine. Be careful not to over beat the mixture. I like to stop just before it is incorporated and finish it off by hand. 
    6. Transfer the batter to the prepared loaf pan and crumble over the chocolate streusel (the streusel may have clumped up so separate it back out - do not pack it down.  Bake for 60-70 minutes, or until a skewer inserted into the middle of the cake comes out clean. Tent the top with foil toward the end of the baking period if you are worried it is getting too brown. 
    7. Remove the banana bread from the oven and leave to cool for 10 minutes in the pan before removing and placing on a wire rack and allowing to cool completely. 
    8. Store leftovers lightly wrapped at room temperature.

    Notes

    If you only have a larger loaf pan that is fine, the banana bread will just bake up flatter.

    Make sure that when you are testing the banana bread for doneness you look for crumbs of the batter on the tester rather than melted chocolate.

    Did you make this recipe?

    Tag @cloudykitchen on Instagram and use the hashtag #cloudykitchen

    Key Ingredients

    • Banana
    • Chocolate
    « 30 Minute M&M Cookie Bars
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    Filed Under: Loaf Cakes and Quickbreads

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      Comments

    1. Brigitta says

      August 24, 2022 at 1:04 am

      This banana bread is the BEST. Honestly, you think it'll be good when you're making it because when is banana bread not a good time, but then you get it out of the oven and eat it and wonder where it's been your whole life. The streusel really takes it over the edge and is worth a few extra minutes of effort! Also, don't ignore the advice to create a sling with your baking paper 🙃

      Reply
      • Rachel says

        January 22, 2024 at 9:22 pm

        Easy to put together, such a tender tasty cake. Yum - thanks!

        Reply
    2. Erina says

      September 04, 2022 at 3:52 am

      Made this for Father's Day today and it was fantastic. Followed the recipe exactly except I was slightly short on the banana weight (only had 320gm). The streusel topping is incredible!! I'm going to use the recipe for the streusel next time I make chocolate cake/banana cake - it has such a lovely texture and makes a nice change from icing. Thanks Erin 🙂

      Reply
    3. Kathy says

      September 18, 2022 at 9:06 pm

      This recipe looks yummy but a lot of people don't have a food scale in their kitchen. Anyways I hate weighing ingredients. Would like to make this.

      Reply
      • Erin Clarkson says

        September 19, 2022 at 11:07 pm

        Hi there, this is addressed above every recipe. If this recipe doesn't suit you there are plenty other free recipes online you can look for!

        Reply
      • Jess says

        August 25, 2023 at 1:00 pm

        Try to invest in one if you like baking. It’s so much better as baking is more of an exact science than regular cooking. But lots of other bakers’ recipes are in cups and tablespoons like Erin said

        Reply
    4. Leelee says

      September 21, 2022 at 3:23 am

      A super straight forward recipe that tastes delicious! A fresh take on a nostalgic recipe for this Queenslander. 😍

      Reply
    5. Z says

      September 25, 2022 at 1:28 am

      This is insanely good banana bread!! Streusel on top is genius. My kids don’t like icing so it was nice to see them excited about a yummy “chocolate crumble”. This is now on the lunchbox baking rotation

      Reply
    6. Jill says

      January 15, 2023 at 4:12 am

      I love all kinds of banana bread but this one tops the list hands down. The streusel topping is so good and won over my banana bread doubting man!
      Thank you so much for a great recipe 😁

      Reply
    7. B says

      January 24, 2023 at 6:36 pm

      I LOVE this recipe and honestly measuring in grams instead of cups has changed my life for the better! Have you tried this recipe with a little less sugar? I reckon sugar in my part of the world is somewhat sweeter and so this bakes a little sweet for me. I’m thinking of cutting out some sugar but don’t want to compromise the quality of the bake. Any help/advice appreciated!

      Reply
    8. Angela says

      February 05, 2023 at 1:43 pm

      This is a LIFE CHANGING recipe. Everyone who has tried it is blown away by the taste and texture. Not only is the banana bread itself delicious, but the streusel just takes it to a whole other level of amazing. I’ve made this a few times already, and it comes out perfectly every time (because weighing ingredients is A GOOD THING). Thank you so much for sharing this recipe!!

      Reply
    9. Jen Grayson says

      March 15, 2023 at 4:40 pm

      Magnificent- wow this recipe is the bomb. Sorry I don’t have a photo, we ate it all up in about 5 seconds. I won’t bother making any other banana bread recipe because this one has completely knocked it out of the park. Thank you

      Reply
    10. Teal says

      June 20, 2023 at 2:05 pm

      Sooooo good and quick to come together. The streusel on top really makes this - do not skip.

      Reply
      • Lauren says

        August 02, 2023 at 11:00 pm

        Awesome recipe! Immediately replacing my go to banana bread recipe I've used for years! The streusal should be absolutely mandatory for all baked goods moving forward. I'm wondering if I may try some browned butter in this recipe at some point but would have to figure out if I needed to tinker with anything sense to make that swap. Thanks so much for sharing!

        Reply
    11. Giselle says

      October 02, 2023 at 5:58 pm

      Made this for my housemates and they adored it! Thank you Cloudy Kitchen for such lovely recipes

      Reply
    12. Stephanie-Lynn says

      October 19, 2023 at 9:52 am

      American here who has and uses a scale for baking so I consider myself some what of a unicorn after reading other reviews. Lovely banana bread recipe! Your recipes never fail and measuring the ingredients makes sure these recipes come out great every time! This banana bread was no exception and the chocolate crumble was delicious!

      Reply
    13. Jen G says

      January 13, 2024 at 12:29 pm

      I made this for a run group birthday party. Needless to say, people were losing their shit over it. SO GOOD. I made the regular BB too (also lovely), but the streusel on this and the chopped chocolate made it something special.

      Reply
    14. Laura says

      February 27, 2024 at 2:58 pm

      Super straightforward recipe and it was so so delicious. I was a bit nervous when cooling that it would be too moist, but the texture was perfect once the cake had fully cooled.
      A big hit in the office!

      Reply
    15. Caitlin says

      July 02, 2024 at 2:12 am

      Due to me miscalculating the ingredients in my pantry, I had to make this without the streusel topping. However the good news is it was still DELICIOUS, incredibly moist, and a hit for everyone I shared it with. I really like that it’s a generous sized loaf too. Will make again for sure, and maybe with the topping next time if I can get my maths right!

      Reply
    16. Bron says

      July 02, 2024 at 4:23 am

      Absolutely delicious! Will make this again regularly. Also great frozen in slices and grilled later for a snack

      Reply
    17. Sophie says

      July 02, 2024 at 5:42 am

      The best banana bread I have ever tasted. So quick and easy to make yet the flavours are so strong. Moist and dense but not in an "under cooked" way like banana bread/cake can be. Will be only making this banana bread from now on.

      Reply
    18. Michaela says

      August 20, 2024 at 8:01 pm

      The only things we ever used old bananas for now, this recipe is elite. We were banana choc chip muffin fans but since discovering this recipe we can’t go back. Never failed me and I was going to say it keeps well but to be honest it doesn’t last very long in our house! Also adore that the recipe is in grams, if you’re not baking with scales, you're missing out.

      Reply
    19. Janice says

      August 21, 2024 at 12:09 am

      My husband said this is the best banana loaf you have ever made. Another great Cloudy Kitchen recipe. Thank you

      Reply
    20. Courtney Klinkert says

      October 27, 2024 at 11:20 am

      Oh goodness, this was most delicious banana bread ever! I had some bananas which needed to be used up and I cant think of a better recipe, I added in some glacé cherries and nuts to make my husband happy 😃 thank you Erin!

      Reply
    21. Domi says

      January 05, 2025 at 12:28 pm

      I was never a fan of banana bread until I tried this recipe. The cake is so moist and yummy, and the crumb is absolutely amazing. I also used 50/50 milk and dark chocolate.
      Will definitely be making it time and time again!

      Reply
    22. Courtney Klinkert says

      January 10, 2025 at 4:00 am

      This is my family's go to banana bread recipe, its on repeat in our house regularly. Thank you Erin for another great one!

      Reply
    23. Frankie says

      February 02, 2025 at 9:56 am

      I couldn't not rate this bake! Round of applause Erin, I've had one slice and trying to stop myself eating the rest! A must try!
      Now going for that second slice....

      Reply
    24. Alyse Haszard says

      May 08, 2025 at 6:14 pm

      made + tasted this and immediately began ignoring another bunch of bananas so i could make it again next week. my loaf pan is slightly larger than the recipe called for, but no dramas, just a slightly different shape. literally perfect, possibly even the true purpose of the banana

      Reply
    25. Meg says

      July 04, 2025 at 8:54 pm

      Turned out lovely- my bananas weren’t overripe, just spotted, but this was plenty sweet all the same. Didn’t use the streusel, added some extra chocolate chips. Both the toddler and husband approved!

      Reply
    26. adela says

      November 22, 2025 at 8:35 pm

      i will be passing this recipe onto my hypothetical children that’s how good this recipe is. i make this twice a month minimum, if not for myself but because my friends ask me for it💖

      Reply
    27. Amanda says

      November 27, 2025 at 9:37 pm

      Stunning recipe! Got multiple compliments and asks for the recipe from those that it was served to. The streusal on top was so simple but really lifted the recipe!

      Your recipes are my absolute go to for all my baking, the recipes are so reliable and are of such a high standard.

      Reply
    Erin Clarkson Cloudy Kitchen

    HI, I'M ERIN

    My recipes range from quick & easy all the way to complex & impressive. I love the science and process of recipe development almost as much as baking itself. I specialize in rigorously tested recipes that are fun, reliable, and accurate.

    More about me →

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