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    Home » Recipes » Muffins

    30 Minute Banana Chocolate Chip Muffins

    By Erin Clarkson on Jan 13, 2023 (updated Sep 20, 2025)
    5 from 78 reviews
    95 community comments
    This post may contain affiliate links.

    Jump to Recipe
    muffin cut open on wax paper

    These easy Banana Chocolate Chip Muffins are soft and moist. They are the perfect way to use up ripe bananas, and freeze well so you can always have muffins on hand! This banana chocolate chip muffin recipe makes 7 muffins but can easily be scaled to use any bananas you have!

    muffin cut open on wax paper

    Hi hi! Just popping in to share this recipe for my super easy homemade banana chocolate chip muffins! These are a bit of a riff on the recipe that I grew up eating that my Mum made. I have been meaning to get a non vegan version of my vegan banana muffins up here for a while, because we all love options!

    These banana chocolate chip muffins tick a bunch of boxes for me - they come together quickly, and are a great way to use up extra ripe bananas that I know that you have on your counter right now! These can be done in 30 minutes and don't require any fancy ingredients or equipment.

    I have a ton of other homemade muffin recipes on my website too if you are after some more options!

    chocolate chip muffin batter in muffin pan
    cut open banana chocolate chip muffin

    Does resting muffin batter make a difference?

    I know a lot of recipes often get you to rest the batter for muffins. This is to let the flour hydrate a little, which is meant to help the texture.

    I tested resting the batter for this banana chocolate chip muffin recipe and didn't see a big difference, and to me, muffins should be a quick throw together recipe. These banana chocolate chip muffins come together in less than 30 minutes - no resting needed!

    side on shot of banana muffin batter

    Homemade Muffin Liners for Bakery style muffins

    I like making my own paper liners for muffins - using a square of parchment paper that extends over the edge of the hole in the muffin cup means that you get a lovely tall lofty bakery style muffin.

    To make your own muffin liners, cut 14cm (5.5") squares of parchment paper, and use a drinking glass or something similar to press them into the pan - you may need to use a little of the muffin batter to hold them down.

    If you don't want to make your own liners, regular cupcake liners work great too, or if you trust your muffin pan you can bake them straight into a greased pan. Because they aren't being supported by the paper they will spread into a little more of a muffin top, but I promise that it tastes the same!

    top down image of baked banana chocolate chip muffins

    The Key to a good muffin top - an initial blast of heat.

    You will notice that there are two temperatures in this banana chocolate chip muffin recipe - an initial higher temperature for the first 10 minutes, then you drop the temperature down for the remainder of the bake time.

    I found that during my recipe testing process this initial first blast of temperature helps the muffin to get a good rise on it, and the lower temperature for the second part of the bake ensures that the middle of the muffin is baked all the way through.

    baked banana chocolate chip muffin in muffin pan

    My favourite way to reheat homemade muffins

    Banana chocolate chip muffins are amazing fresh on the day that they are made, but if you are eating them after that, I recommend either quickly zapping them in the microwave to refresh them, or if you're feeling spicy, split them in half vertically, butter both halves, and place face down on a griddle or skillet. They get super toasty and a little bit caramelised and it's very, very good.

    What makes a tough muffin?

    The main culprit to a tough muffin is over mixing - this develops gluten in the mixture and causes the muffin to be chewy. Make sure that when you are adding the wet ingredients to the dry ingredients you carefully fold the mixture in - do not whisk or stir too hard. Leave a few streaks of flour when you add the chocolate to ensure that you do not over mix when incorporating it in.

    banana chocolate muffin on a rack

    ❤️ Made this recipe and love it? ❤️

    I would LOVE for you to leave me a review and star rating below to let me know how you liked it! Also, please make sure to tag me on Instagram!

    Answers to your baking questions

    Over the years, many of you have asked me questions about:

    • baking in grams
    • adjusting oven temperatures
    • what kind of salt to use
    • and many more!

    I've curated and answered them all for your easy reference in this frequently asked questions post!

    Print
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    top down image of baked banana chocolate chip muffins

    30 Minute Banana Chocolate Chip Muffins

    5 Stars 4 Stars 3 Stars 2 Stars 1 Star 5 from 78 reviews
    • Author: Erin Clarkson
    • Prep Time: 10 minutes
    • Cook Time: 20 minutes
    • Total Time: 30 minutes
    • Yield: 7 muffins 1x
    • Category: Muffins
    • Method: baking
    • Cuisine: american
    Print Recipe
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    Description

    These easy Banana Chocolate Chip Muffins are soft and moist. They are the perfect way to use up ripe bananas, and freeze well so you can always have muffins on hand!


    Ingredients

    Scale
    • 250g all-purpose flour
    • 2 ½ tsp (10g) baking powder 
    • 100g granulated sugar 
    • ½ tsp kosher salt
    • 100g unsalted butter, cold from the fridge is fine
    • 200g whole milk, lukewarm or at room temperature
    • 1 large egg (50g without shell), at room temperature
    • 1 tsp vanilla bean paste or vanilla extract
    • 250g over ripe banana, mashed (weight is of flesh of banana, not skin)
    • 150g dark chocolate, chopped, or chocolate chips 
    • Raw / turbinado sugar for sprinkling, optional


    Instructions

    1. Preheat the oven to 430°f / 220°c. Line a muffin tin with liners of your choice - you can make your own by cutting 5.5” (14cm) squares of parchment. I made seven muffins, if you want them a little smaller you can make 8-9 muffins.
    2. In a medium bowl, sift together the flour, baking powder, sugar, and salt.
    3. In a medium saucepan, melt the butter over low heat until melted, then add the milk, briefly placing it over the heat again if the milk causes the warm melted butter to curdle. Leave to sit for a few minutes to cool slightly. Add the vanilla and mix to combine.
    4. Add the egg and mashed banana to the milk and butter mixture, and whisk with a fork to combine. Add the wet ingredients to the dry ingredients, and mix until some flour still remains, then add the chocolate and mix until just combined. 
    5. Divide the batter evenly between 7 holes in the muffin tin using a spoon or scoop (I used a #8 or a ½ cup scoop), then sprinkle with turbinado sugar. 
    6. Bake the muffins for 10 minutes at 430°f / 220°c, then turn the temperature down to 375°f / 190°c and bake for another 11-12 minutes until the muffins spring back when touched and a skewer inserted into the middle comes out clean. 
    7. Remove from the oven and leave to cool in the pan for 5 minutes, then transfer to a wire rack to cool completely. 
    8. Store leftovers in an airtight container at room temperature for up to 4 days. Re warm briefly before eating.

    Notes

    If you make your own muffin liners, you can use a drinking glass or something like a tart tamper to press them in! I use pre-cut parchment paper which is 14cm (5.5") square, but you can also cut your own squares.

    Basically, the browner the better for bananas. You don't want them rotten or mouldy, but a lot of brown is good! If your bananas aren't super over ripe that's fine too (I often make muffins when they are just a little spotty) - we are working with weight, so the quantity used will be accurate!

    Can I make these vegan or dairy free?
    I have just the answer for you - make my vegan banana muffins! The recipe is already adapted to be dairy free and egg free for you!

    I love to use chopped chocolate instead of chocolate chips in my banana chocolate chip muffin recipe - in NZ eating chocolate is basically the same price as chocolate chips, so I prefer to go for something higher quality. Chopping your own chocolate also means you get a nice range of sizes of chunks, ranging from that delicious chocolate dust to bigger pieces. I often grab just whatever chocolate needs using up in the house and doing a mixture of kinds of chocolate!

    The great thing about muffins is that they freeze super well. I place them onto a baking sheet lined with parchment paper and freeze until solid, then transfer to a ziploc bag. They will keep in the freezer for up to 3 months. Defrost at room temperature before eating - I prefer them toasted or warmed if they have been previously frozen.

    These can easily be made with frozen bananas -  defrost the bananas overnight or for a few hours at room temperature. I usually strain off any excess juices but if you like to keep them in go for it. (we are weighing them so the amount will be correct)

    Did you make this recipe?

    Tag @cloudykitchen on Instagram and use the hashtag #cloudykitchen

    Key Ingredients

    • Banana
    • Chocolate
    « Basic Gingerbread Cookie Dough
    30 Minute Banana Bread Muffins »

    Filed Under: Muffins

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      Comments

    1. Richard says

      January 13, 2023 at 5:15 am

      Richard's seal of approval on these - very good with a little bit of butter.

      Reply
      • Mindi says

        April 23, 2023 at 7:59 pm

        I’ve been following you for a while now, but today was my first attempt at a recipe using weights. So, it was more than 30 minutes for me, but how easy! One bowl for wet ingredients, one bowl for dry, combine, and there you are. I also used the cut parchment paper squares to make the taller style muffins and added the turbinado sugar on top. THEY WERE AMAZING! They were also beautiful. Loved by all. I had mine plain, my son & DIL spread a little butter on as the insides were still a bit warm.
        Thanks for a delicious recipe and all the teaching you do along the way.
        PS almost forgot- I used almond milk instead of regular milk and it was fine 🙂

        Reply
      • Miriam says

        September 11, 2023 at 10:25 pm

        Make these almost every week. Quick and easy muffins and delicious. Don't last long in my house.

        Reply
      • Vanessa P. says

        November 17, 2024 at 4:14 pm

        As someone who really doesn't like to eat bananas, these are surprisingly AMAZING! I initially made them for my husband, but they've become my favorite too now. I don't think the banana flavor is super strong. It does keep the muffins super soft. The texture of these muffins is so pleasant! I live in the US and I really don't like the baked goods over here so I have to make my own at home. This has become our favorite recipe to use! My first attempt was jumbo muffins. I like mini muffins, so I put them in a 12-count tin for the most recent attempt and they still came out the same. Soooo good with coffee in the morning!

        Reply
        • Erin Clarkson says

          November 21, 2024 at 8:11 pm

          I am so so happy you love them! Thank you so much for such a lovely review!

          Reply
          • Abbie p says

            January 24, 2025 at 2:16 am

            These are elite banana choc chip muffins. Absolutely delicious , so so easy and they come out so soft and delicious and honestly just way nicer than your standard old banana chocolate chip muffin. Huge hit in my house and my new go to recipe

            Reply
    2. stacy says

      January 14, 2023 at 2:23 pm

      These are amazing! They come together so quickly 🙂

      Reply
      • Alexandra says

        January 15, 2023 at 8:52 pm

        Hi! I don’t normally comment but I have tried probably a dozen banana bread recipes before and this will be my new go-to. Incredibly balanced banana flavor, perfect rise, and just enough sweetness. Don’t forget to add the vanilla around step 4. I made just as written and it was perfection, unanimously approved by the household as the best we’ve ever had!

        Reply
      • Robyn says

        January 24, 2023 at 3:08 am

        As someone who typically only bakes things from a box, this was so quick and easy, I'm stoked! Somehow ended up with 12 muffins from the batch but no complaints there. Love how light and fluffy they are too. 10/10 will bake again

        Reply
    3. caribou says

      January 14, 2023 at 2:24 pm

      so so good

      Reply
      • Caroline says

        January 15, 2023 at 5:12 pm

        Easy to make and perfectly delicious with wonderful muffin texture.

        Reply
    4. Jo says

      January 14, 2023 at 3:41 pm

      Yum, easy and delicious. Made these gluten free! Thanks!

      Reply
      • Courtney says

        January 10, 2025 at 4:21 pm

        Hi Jo, I've just made these muffins and they were delicious; have made a lot in the past and these were IT. Just wondering though, how you made them gluten free? Just a straight swap for gluten free flour with the same amount i.e. 250gms? Thanks!

        Reply
    5. Nicole says

      January 14, 2023 at 5:56 pm

      Amazing! Recipe made 11 instead of 7 for me, but no complaints. Thanks for the recipe ☺️

      Reply
    6. Sabrina says

      January 15, 2023 at 12:40 am

      Fuss free EASIEST, very yummy banana muffin recipe really. Perfect muffin texture! - crunchy crust and soft inside. Most importantly, its very yum! (Coming from a non banana lover)

      Reply
      • Rebecca says

        January 15, 2023 at 4:18 pm

        I made these today and my boyfriend (who does not like muffins) said they are the best thing I’ve ever baked 🥹 not sure whether to be offended or really pleased!
        Truly delicious. Crunchy top, light as air and full of chocolate. My go to for using up bananas from now on!

        Reply
    7. Yasmine says

      January 15, 2023 at 11:03 pm

      Absolutely loved this recipe Erin! It allowed me to create a chestnut banana chocolate chip muffin recipe thanks to your versatile, accurate and easy recipe. Even the baking technique and the mixing tips are so helpful! Thank you so much, your fan yasmine @petites_choses ❤️

      Reply
    8. Monique says

      January 16, 2023 at 1:36 am

      Definitely a new favourite banana choc chip muffin recipe over here … an easy one for the kids to help with and super quick to get in the oven with a delicious result!

      Reply
    9. Craig says

      January 16, 2023 at 2:09 am

      Another fantastic recipe thanks Cloudy Kitchen. These really do come together in 30 minutes or less. As always the details are on point, especially the part about when skewer testing to avoid chunks of chocolate. I’m a big fan of the Vegan Banana Muffins and these are equally as good.

      Reply
    10. Sharleen says

      January 16, 2023 at 4:43 am

      There has always been something not quite right with my banana muffins and bread but these turned out just perfect. Easy enough for my 9yo to make with a wee bit of assistance and they were demolished over a wet weekend. Perfection!

      Reply
    11. Amanda says

      January 16, 2023 at 2:57 pm

      Quick and easy. Tastes excellent. I appreciate the tips, tricks, and explanations to accompany the instructions!

      Reply
      • Angella says

        April 27, 2024 at 10:22 am

        Is 200g of milk correct? I've never seen a recipe use grams for liquids, and compared to all the other recipes available there is a substantial difference with regards to milk, this recipe requires way more.

        Reply
        • Erin Clarkson says

          April 27, 2024 at 6:26 pm

          Yes, the recipe is correct 🙂

          Reply
    12. Olivia says

      January 17, 2023 at 3:03 pm

      Hands down the best muffin I've ever made. Super moist, extremely delicious, and quick to whip up!

      Reply
    13. Kirsten says

      January 20, 2023 at 2:03 pm

      I used a 12 cup USA Pan muffin pan with paper liners and it yielded 12 good sized muffins. The texture was good, maybe a little gummy, but definitely fluffier than a banana bread or a lot of muffins I’ve made. I did find that the muffin liners stuck to the muffins and didn’t peel off nicely, leaving a lot of muffin stuck to them. This likely has more to do with my brand of liners than the recipe.
      I love the details in the directions and will continue to bake things from Cloudy Kitchen

      Reply
    14. Sierra says

      January 23, 2023 at 6:40 pm

      Erin has nailed the perfect muffin! So fluffy, crispy, and moist! These come together so quickly too making them even better. Our new grab-n-go school/work snack!

      Reply
      • Sarah says

        July 01, 2024 at 11:46 pm

        These are seriously delicious and super quick to pull together. Another winner from my favourite baker!

        Reply
    15. Julie says

      January 25, 2023 at 9:12 pm

      These are the best banana muffin I've made. I love how quickly they come together and they have just the right amount of banana without being super dense. I doubled the recipe and got 30 muffins. I did substitute 1/4 of the flour with oat flour (because I needed to use it LOL) and liked how that came out (just now realizing I forgot the vanilla!). Will definitely make these again when I have past-their-prime bananas!

      Reply
    16. Erin says

      January 29, 2023 at 11:31 am

      These banana muffins were perfection! Lovely balance of texture and flavor, easy to make and as usual, detailed instructions and exact recipe measurements! Team Grams !! 🙌 They are THE banana muffin recipe I’ve been waiting for. Thank you!!

      Reply
    17. Kris says

      February 11, 2023 at 8:21 pm

      I make these every Sunday for the kiddos lunchboxes and they turn out great every time!

      Did you have a recipe for Berry and Chocolate muffins or would this recipe work if you subbed the banana for berries?

      Reply
      • Erin Clarkson says

        February 12, 2023 at 2:58 am

        Hi! I don't, I would add in berries rather than switch the banana as it's important for the recipe

        Reply
    18. Lee says

      February 16, 2023 at 5:40 pm

      So, so delicious and easy to make!! I often wait to preheat my oven as I tend to take forever following recipes but I shouldn’t have this time as these came together so quickly! Very moist and yummy. I had some leftover struesel topping from Erin’s blueberry muffin recipe so added to some of these and it paired so well. Definitely worth making!

      Reply
    19. Michele says

      March 25, 2023 at 3:12 pm

      Oh my word are these good! Super simple and quick and the most perfect muffins at the end.

      Reply
    20. Casey says

      May 31, 2023 at 6:32 pm

      Fucking delicious muffin recipe! Not too sweet, perfect amount of banana flavour and oh so moist and soft with crunchy sugar top. I baked them and ate 2 straight away.

      Reply
    21. Jenn says

      June 14, 2023 at 5:23 am

      Great recipe - I accidentally added a little too much chocolate (reading error on my end) but nobody complained! Nice light texture.

      Reply
    22. Jill says

      July 05, 2023 at 9:45 pm

      Easy to follow recipe, tasted delicious. Saw one of your other videos about the 'pooling of chocolate ' ontop of the muffins, also gave that a wirl.
      #cloudykitchen

      Reply
    23. Caroline says

      July 13, 2023 at 3:11 am

      Honestly the best banana choc chip muffins I've ever made!

      Reply
    24. Kate says

      July 28, 2023 at 4:15 am

      Delicious!!! These have become my go to muffin recipe. They freeze & reheat really well. I’ve been making them using unsweetened almond milk & they work out perfect!
      Thanks for such a fantastic recipe!!

      Reply
    25. Marie-Agnes Gilmore says

      July 30, 2023 at 12:30 am

      Delicious

      Reply
    26. Lauren says

      August 02, 2023 at 10:52 pm

      Absolutely loved these! Very easy to make and they were the perfect texture. I enjoyed the texture of the turbinado sugar on top - are there any tricks to keeping the crisp texture of the top after a day or is it natural for the sugar to kind of melt into the top? I may play with the batter to see if I can make a batch and keep it refrigerated, and then scoop out and make muffins on demand throughout the week. (I used to do that at a hotel I worked at and it was a great little trick to have fresh muffins every day!)

      Also, any idea if this muffin recipe would hold the weight of the chocolate streusal in your other banana bread recipe?

      Reply
      • Erin Clarkson says

        August 05, 2023 at 6:36 pm

        That's how sugar works unfortunately - it attracts moisture, so it tends to lose the crispiness! Please let me know how you get on with chilling the batter and scooping on demand! It should hold it I thiiink! It bakes fast enough so it should hold itself up! x

        Reply
    27. Hannah says

      August 19, 2023 at 10:08 pm

      When do you add the vanilla? Thank you!

      Reply
      • Erin Clarkson says

        September 12, 2023 at 5:06 pm

        Oh sorry, with the wet ingredients!

        Reply
    28. Dayna says

      September 30, 2023 at 12:49 am

      Super easy and the perfect way to use up over-ripe bananas! Makes the perfect amount to share and the baking paper liners make them look so good!! I always forget to put the raw sugar on the top but no one noticed, I’ll definitely be making these again 💕

      Reply
    29. Sarah says

      October 13, 2023 at 4:18 am

      These are delicious and easy to make. I only have smaller muffin/cupcake trays and I get about 18 from the standard 1x recipe, I just keep an eye on them for the cooking time (because they’re smaller) and they always seem to turn out well- lots of people ask me what the recipe is when I make them! 🙂

      Reply
    30. Vanessa says

      October 30, 2023 at 4:15 am

      These are so good. Kids love them. I sometimes swap out the choc chips for frozen blueberries when making them for lunch boxes. Delicious.

      Reply
    31. Rosie Russell says

      November 07, 2023 at 6:57 pm

      These are the most delicious banana chocolate chip muffins. So simple to make as well! Perfectly moist!

      Reply
    32. Bev says

      November 23, 2023 at 7:43 am

      Loved how easy it was to make. My toddler and I really enjoyed the process and the treat at the end. Can't wait to make more and tinker with the flavours.

      Reply
    33. Jess says

      January 31, 2024 at 4:40 pm

      These are very yum! I somehow got 12 good-size muffins out of this recipe but no problems with that 🙂 I also realised when I was measuring out ingredients that I only had 50g of butter, so added 40g of oil to make up the rest of the butter. The muffins turned out great - lovely and moist with good height.

      Reply
    34. Sarah says

      February 07, 2024 at 10:13 pm

      Delicious muffin recipe, especially with the dark chocolate added.

      Reply
    35. Mackenzie Reid says

      April 02, 2024 at 3:29 am

      Just made these and absolutely love them!!! Definitely my new go to for using ripe bananas!

      Reply
    36. Katie Kimberley says

      April 11, 2024 at 2:06 am

      Absolutely delicious recipe! Love the crispy exterior with moist inside. A winner!

      Reply
    37. Leilani says

      April 23, 2024 at 8:43 pm

      These are delicious! I’ve made them for my family 3 times already and my daughter requests them often. I appreciate that it only takes 30 mins. Makes it easy to whip up at anytime. Love that everything is by weight (as it should be) so that results are consistently and reliably lovely.

      Reply
    38. Olivia says

      June 18, 2024 at 1:39 am

      Not my first time making these muffins! Safe to say I’m bananas about this recipe *wink wink* haha
      The choc to muff ratio is chefs kiss - highly recommend!
      Oh and SO quick to whip up. Amazing.

      Reply
    39. Laura says

      June 18, 2024 at 7:12 pm

      The easiest recipe to make. Make it weekly

      Reply
    40. Leonie says

      June 19, 2024 at 1:02 am

      This recipe is divine! So often banana muffins end up stodgy and that has always put me off but these are light and airy perfection. Thank yoooooou!!

      Reply
    41. Catherine says

      June 28, 2024 at 12:55 am

      These were so simple to make and are so delicious. Sprinkling the raw sugar on it was a game changer.

      Reply
    42. Georga says

      July 02, 2024 at 5:05 am

      I come back to this recipe every time I have too many bananas taking up space in my freezer!! Thank you Erin for creating such an easy to follow recipe - flavour is always spot on!!

      Reply
    43. Rachel Shaw says

      July 02, 2024 at 2:55 pm

      Made a double batch of these for my daughter’s 8th birthday party over the weekend - they were a hit! So easy to make and I really love the crunch of sugar on the top (I used Demerara in UK) Thanks for making recipes that work so well!

      Reply
    44. Sarah says

      July 22, 2024 at 12:15 am

      Super easy and quick to throw together, even with the toddlers help!! Thank you Erin.

      Reply
    45. Sarah says

      August 15, 2024 at 5:26 am

      I make these regularly but tonight I tried using tinned peaches instead of banana, and white chocolate drops instead of dark. I drained & then blended the peaches up first so they were *almost* smooth and then followed the recipe otherwise. They came out AMAZING.

      Reply
    46. Charmaine Meiklejohn says

      September 15, 2024 at 9:04 pm

      Quick and easy! Such a great recipe

      Reply
    47. Raelene says

      December 06, 2024 at 11:16 pm

      Made these for my farmers marker today .. delicious .. every time these recipes work .. thank you 🙏🏻 @deliciouslittlethings

      Reply
    48. Sarah says

      January 03, 2025 at 5:35 pm

      Easy and delicious muffins! They lasted 2 days in my house 😂

      Reply
    49. Katelyn says

      January 06, 2025 at 4:29 am

      Delicious! Perfectly moist, good ratio of banana/chocolatey goodness. I only had cupcake sized trays and doubled the recipe and made 29 large cupcakes. Followed the advice of changing temperature (baked for 8 minutes at higher temp then approx 6-7 min at lower temp due to smaller size) and came out perfect 🙂

      Reply
    50. Michaela says

      January 13, 2025 at 2:05 am

      Normally my go to is Erin’s banana bread recipe, it’s elite but today I was time poor so whipped these up and they were perfect!

      Reply
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    Erin Clarkson Cloudy Kitchen

    HI, I'M ERIN

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