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    Home » Recipes » Muffins

    30 Minute Banana Chocolate Chip Muffins

    By Erin Clarkson on Jan 13, 2023 (updated Sep 20, 2025)
    5 from 78 reviews
    95 community comments
    This post may contain affiliate links.

    Jump to Recipe
    muffin cut open on wax paper

    These easy Banana Chocolate Chip Muffins are soft and moist. They are the perfect way to use up ripe bananas, and freeze well so you can always have muffins on hand! This banana chocolate chip muffin recipe makes 7 muffins but can easily be scaled to use any bananas you have!

    muffin cut open on wax paper

    Hi hi! Just popping in to share this recipe for my super easy homemade banana chocolate chip muffins! These are a bit of a riff on the recipe that I grew up eating that my Mum made. I have been meaning to get a non vegan version of my vegan banana muffins up here for a while, because we all love options!

    These banana chocolate chip muffins tick a bunch of boxes for me - they come together quickly, and are a great way to use up extra ripe bananas that I know that you have on your counter right now! These can be done in 30 minutes and don't require any fancy ingredients or equipment.

    I have a ton of other homemade muffin recipes on my website too if you are after some more options!

    chocolate chip muffin batter in muffin pan
    cut open banana chocolate chip muffin

    Does resting muffin batter make a difference?

    I know a lot of recipes often get you to rest the batter for muffins. This is to let the flour hydrate a little, which is meant to help the texture.

    I tested resting the batter for this banana chocolate chip muffin recipe and didn't see a big difference, and to me, muffins should be a quick throw together recipe. These banana chocolate chip muffins come together in less than 30 minutes - no resting needed!

    side on shot of banana muffin batter

    Homemade Muffin Liners for Bakery style muffins

    I like making my own paper liners for muffins - using a square of parchment paper that extends over the edge of the hole in the muffin cup means that you get a lovely tall lofty bakery style muffin.

    To make your own muffin liners, cut 14cm (5.5") squares of parchment paper, and use a drinking glass or something similar to press them into the pan - you may need to use a little of the muffin batter to hold them down.

    If you don't want to make your own liners, regular cupcake liners work great too, or if you trust your muffin pan you can bake them straight into a greased pan. Because they aren't being supported by the paper they will spread into a little more of a muffin top, but I promise that it tastes the same!

    top down image of baked banana chocolate chip muffins

    The Key to a good muffin top - an initial blast of heat.

    You will notice that there are two temperatures in this banana chocolate chip muffin recipe - an initial higher temperature for the first 10 minutes, then you drop the temperature down for the remainder of the bake time.

    I found that during my recipe testing process this initial first blast of temperature helps the muffin to get a good rise on it, and the lower temperature for the second part of the bake ensures that the middle of the muffin is baked all the way through.

    baked banana chocolate chip muffin in muffin pan

    My favourite way to reheat homemade muffins

    Banana chocolate chip muffins are amazing fresh on the day that they are made, but if you are eating them after that, I recommend either quickly zapping them in the microwave to refresh them, or if you're feeling spicy, split them in half vertically, butter both halves, and place face down on a griddle or skillet. They get super toasty and a little bit caramelised and it's very, very good.

    What makes a tough muffin?

    The main culprit to a tough muffin is over mixing - this develops gluten in the mixture and causes the muffin to be chewy. Make sure that when you are adding the wet ingredients to the dry ingredients you carefully fold the mixture in - do not whisk or stir too hard. Leave a few streaks of flour when you add the chocolate to ensure that you do not over mix when incorporating it in.

    banana chocolate muffin on a rack

    ❤️ Made this recipe and love it? ❤️

    I would LOVE for you to leave me a review and star rating below to let me know how you liked it! Also, please make sure to tag me on Instagram!

    Answers to your baking questions

    Over the years, many of you have asked me questions about:

    • baking in grams
    • adjusting oven temperatures
    • what kind of salt to use
    • and many more!

    I've curated and answered them all for your easy reference in this frequently asked questions post!

    Print
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    top down image of baked banana chocolate chip muffins

    30 Minute Banana Chocolate Chip Muffins

    5 Stars 4 Stars 3 Stars 2 Stars 1 Star 5 from 78 reviews
    • Author: Erin Clarkson
    • Prep Time: 10 minutes
    • Cook Time: 20 minutes
    • Total Time: 30 minutes
    • Yield: 7 muffins 1x
    • Category: Muffins
    • Method: baking
    • Cuisine: american
    Print Recipe
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    Description

    These easy Banana Chocolate Chip Muffins are soft and moist. They are the perfect way to use up ripe bananas, and freeze well so you can always have muffins on hand!


    Ingredients

    Scale
    • 250g all-purpose flour
    • 2 ½ tsp (10g) baking powder 
    • 100g granulated sugar 
    • ½ tsp kosher salt
    • 100g unsalted butter, cold from the fridge is fine
    • 200g whole milk, lukewarm or at room temperature
    • 1 large egg (50g without shell), at room temperature
    • 1 tsp vanilla bean paste or vanilla extract
    • 250g over ripe banana, mashed (weight is of flesh of banana, not skin)
    • 150g dark chocolate, chopped, or chocolate chips 
    • Raw / turbinado sugar for sprinkling, optional


    Instructions

    1. Preheat the oven to 430°f / 220°c. Line a muffin tin with liners of your choice - you can make your own by cutting 5.5” (14cm) squares of parchment. I made seven muffins, if you want them a little smaller you can make 8-9 muffins.
    2. In a medium bowl, sift together the flour, baking powder, sugar, and salt.
    3. In a medium saucepan, melt the butter over low heat until melted, then add the milk, briefly placing it over the heat again if the milk causes the warm melted butter to curdle. Leave to sit for a few minutes to cool slightly. Add the vanilla and mix to combine.
    4. Add the egg and mashed banana to the milk and butter mixture, and whisk with a fork to combine. Add the wet ingredients to the dry ingredients, and mix until some flour still remains, then add the chocolate and mix until just combined. 
    5. Divide the batter evenly between 7 holes in the muffin tin using a spoon or scoop (I used a #8 or a ½ cup scoop), then sprinkle with turbinado sugar. 
    6. Bake the muffins for 10 minutes at 430°f / 220°c, then turn the temperature down to 375°f / 190°c and bake for another 11-12 minutes until the muffins spring back when touched and a skewer inserted into the middle comes out clean. 
    7. Remove from the oven and leave to cool in the pan for 5 minutes, then transfer to a wire rack to cool completely. 
    8. Store leftovers in an airtight container at room temperature for up to 4 days. Re warm briefly before eating.

    Notes

    If you make your own muffin liners, you can use a drinking glass or something like a tart tamper to press them in! I use pre-cut parchment paper which is 14cm (5.5") square, but you can also cut your own squares.

    Basically, the browner the better for bananas. You don't want them rotten or mouldy, but a lot of brown is good! If your bananas aren't super over ripe that's fine too (I often make muffins when they are just a little spotty) - we are working with weight, so the quantity used will be accurate!

    Can I make these vegan or dairy free?
    I have just the answer for you - make my vegan banana muffins! The recipe is already adapted to be dairy free and egg free for you!

    I love to use chopped chocolate instead of chocolate chips in my banana chocolate chip muffin recipe - in NZ eating chocolate is basically the same price as chocolate chips, so I prefer to go for something higher quality. Chopping your own chocolate also means you get a nice range of sizes of chunks, ranging from that delicious chocolate dust to bigger pieces. I often grab just whatever chocolate needs using up in the house and doing a mixture of kinds of chocolate!

    The great thing about muffins is that they freeze super well. I place them onto a baking sheet lined with parchment paper and freeze until solid, then transfer to a ziploc bag. They will keep in the freezer for up to 3 months. Defrost at room temperature before eating - I prefer them toasted or warmed if they have been previously frozen.

    These can easily be made with frozen bananas -  defrost the bananas overnight or for a few hours at room temperature. I usually strain off any excess juices but if you like to keep them in go for it. (we are weighing them so the amount will be correct)

    Did you make this recipe?

    Tag @cloudykitchen on Instagram and use the hashtag #cloudykitchen

    Key Ingredients

    • Banana
    • Chocolate
    « Basic Gingerbread Cookie Dough
    30 Minute Banana Bread Muffins »

    Filed Under: Muffins

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      Comments

    1. Laura says

      January 28, 2025 at 12:21 pm

      A great recipe to do with the kids - mashing bananas, sifting etc was such a hit! We managed to get 24 smaller muffins out of a single mixture. Great for the kids lunchboxes and they are delicious!

      Reply
    2. Olivia says

      February 04, 2025 at 3:31 pm

      I love how whenever I bake a Cloudy Kitchen recipe I know it’s going to be lit. These were so straightforward to make (especially being in grams) and soooo scrumptious. Will be saving the recipe and using as my staple banana choc chip muffin recipe. Thanks Erin for another superb recipe! (I mixed milk choc chips and dark choc chunks - soooo good)

      Reply
      • Brydie says

        February 06, 2025 at 7:24 pm

        So good, thanks Erin. Was slightly annoyed I had to dirty a teaspoon for the salt and vanilla essence 🤣 more grams the better, less dishes ha! Thanks again for a fab recipe.

        Reply
        • Erin Clarkson says

          February 07, 2025 at 3:36 pm

          Hahah alternatively you measure those with your heart!

          Reply
    3. Zoe says

      February 14, 2025 at 6:04 pm

      Thank you this was a great recipe 👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼

      Reply
    4. Stevie says

      March 16, 2025 at 11:02 pm

      another perfect recipe, so delicious!

      Reply
    5. Sam says

      March 26, 2025 at 2:34 am

      Easy quick and delicious recipe. I think these are the best muffins I've ever made so thank you!

      Reply
    6. Aparna says

      April 11, 2025 at 4:32 pm

      Love the receipe, it turned out so good and super easy to follow for beginners as well. Thank you Erin for capturing all your experiments, i specially love the little tips you share.

      Reply
    7. Caroline Carlisle says

      April 27, 2025 at 5:10 pm

      I live at a high elevation (9,118') and I've made these twice this week (once low in Kansas and once high in the mountains) and they were wonderful! I didn't change anything in Kansas, but to adapt for the elevation I add an additional egg, 25 g of flour, and reduced the baking powder to 6 g. Baked at 450 for 8 minutes and 390 for the last 10. Thanks for a great recipe, I'll definitely add it to the cooking class I do with kids 😋

      Reply
    8. Claire says

      May 05, 2025 at 11:21 pm

      Delicious! Erin’s recipes are always so good and the details in the post are really helpful if you’re new to baking. 10/10 will snack again.

      Reply
    9. Hermione says

      May 14, 2025 at 5:19 am

      I made these with my son - they were very simple to make and turned out really well. They tasted delicious and we will definitely be making them again when we next find ourselves with overripe bananas that needed using up!

      Reply
    10. Selene says

      May 30, 2025 at 6:32 pm

      Yum! Easy recipe though I may need to get more organized to get them made in 30 min!

      Reply
    11. Lou says

      June 08, 2025 at 9:38 pm

      I’m yet to use a recipe by Erin that doesn’t turn out AMAZINGLY well… I don’t think a bad Cloudy Kitchen recipe even exists! Absolutely *loved* these muffins— so easy to make (my toddler joined in too!) and I cannot believe how beautiful and fluffy they came out. Didn’t top with raw sugar because we didn’t have any but they were still SO delish. Thank you so much for your wonderful recipes Erin! I haven’t been baking as much as I used to since becoming a mum & your recipes have inspired me to start again 🙂

      Reply
    12. Astrid Van Boom says

      June 11, 2025 at 6:54 am

      I enjoyed the muffins 🙂 However, not sure why liquid ingredients, the milk, is shown in grams and not in ml. I live in NZ and here we measure liquids in ml/litres and solids(flour, butter,etc.) in grams/kg.

      Reply
      • Erin Clarkson says

        June 11, 2025 at 4:23 pm

        It's ok if it's different, it doesn't mean that it's wrong. Doing it this way means the whole thing can be done on a scale.

        Reply
    13. KL says

      June 29, 2025 at 10:59 am

      Love, love these muffins! With Erin’s recipes, you know they’re going to turn out wonderful and delicious. She rigorously recipe tests and even provides weighted measurements - bless! I’ve made them as-is and also gluten-free using Bob’s Red Mill gluten free flour (1:1 sub) and they still turn out moist and flavorful. Thank you, Erin!

      Reply
    14. Eliza says

      August 02, 2025 at 4:18 am

      Super moist and simple, no buttermilk or excessive sugar needed. Love the tips about the parchment paper, have wanted to do that for ages, looked very fancy!

      Reply
    15. Emma says

      August 10, 2025 at 10:57 pm

      I am a dedicated Cloudy Kitchen fan. I'm a long time baker and I usually make recipes I come across once to trial and then iterate from there. But with Erin's ones every recipe I try comes out perfect and I never, ever have to modify them. I love the attention to detail Erin gives and her instructions are so clear and simple. The muffins are bangers.

      Reply
      • Erin Clarkson says

        August 11, 2025 at 3:37 pm

        Thank you so much, this is so lovely!

        Reply
    16. Louise says

      August 15, 2025 at 7:11 pm

      Delicious!!

      Reply
    17. Madie says

      October 27, 2025 at 9:41 pm

      These are so yummy! Super easy and so soft and springy, not at all dense like some recipes can be. My new go-to for this classic lunchbox addition. Thanks so much!

      Reply
    18. Aspen says

      October 29, 2025 at 5:45 pm

      I loved them!

      Reply
    19. Wendy says

      December 10, 2025 at 4:40 am

      Made these as I had some sad bananas around. Erin never disappoints with her recipes, so soft and delicious! Added a tsp of cinnamon just because 🙂

      Reply
    20. Emma Hobbs says

      December 29, 2025 at 6:22 pm

      My fav go to banana muffin recipe.

      Reply
    21. Nicole says

      December 31, 2025 at 8:00 pm

      Delicious and easy (am I allowed to say that?) - made with my 4 year old with minimal breakdowns!

      Reply
    22. Georgia says

      March 04, 2026 at 5:20 pm

      Absolutely love this recipe, so quick and easy and delicious. I use dark chocolate cut up for big chunks and it really balances the sweetness out.

      Reply
    23. Cate says

      March 05, 2026 at 4:11 am

      I googled best banana chocolate muffin recipe & actually THIS IS IT! The best muffins I’ve ever made, easy recipe to follow, the helpful tips helped make these incredible, very yum yum!

      Reply
    24. Shannah says

      March 06, 2026 at 11:51 pm

      These have just come out the oven and so good! I used bananas from the freezer and dark ghana choc (IYKYK) and I think upon tasting you’d buy bananas even when you know you’re not going to use them just so you have them ready for this fab recipe.

      Reply
    25. Belinda says

      March 16, 2026 at 3:41 am

      Great recipe, easy to follow and very delicious. I sprinkled granulated sugar on them, and I used cupcake sized cups, which made 20. I kept an eye on them as they baked, the exact same temperature and duration instructions as for the larger muffins worked for these

      Reply
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    Erin Clarkson Cloudy Kitchen

    HI, I'M ERIN

    My recipes range from quick & easy all the way to complex & impressive. I love the science and process of recipe development almost as much as baking itself. I specialize in rigorously tested recipes that are fun, reliable, and accurate.

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